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News For This Month: Businesses

Important Facts You Need to Know About Covered California Obamacare

The health insurance marketplace in the US state of California is called Covered California basing on the Patient Protection and Affordable Care Act, wherein the exchange enables individuals and small business to avail of health insurance at federally subsidized rates. The California government manages Covered California through an independent agency, making easier to figure out the different health insurance plans and their coverage. In September 2010, the California Health Benefit Exchange was created when then-Governor Arnold Schwarzenegger prioritized Obamacare. Covered California is the place where Californians can obtain a brand-name health insurance under the Patient Protection and Affordable Care Act and Obamacare.

The insurance companies that are participating in individual and family exchange include Anthem Blue Cross of California, Blue Shield of California, Chinese Community Health Plan, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, and Brand New Day. The open enrollment for Covered California or Obamacare begins each fall, and others may be eligible to sign up anytime within the year due to life-changing events like moving, giving birth, or getting married. The covered California income limits need consumers to have a household income ranging from 0% to 400% of the Federal Poverty Level in order to qualify for the government health insurance plan assistance.

In order to determine your qualification, you can check on the Obamacare income guidelines chart basing on the Federal Poverty Level online. According to the Covered California income guidelines and salary restrictions, if an individual earns less than $47,520 annually, or it a family makes less than $97,200 per year, they can qualify for government assistance basing on their income. What are the parameters for low-income females who are expecting a baby? Pregnant women may qualify for Covered California if her household earnings is more than 138% to 213%. On the other hand, children who enroll on Obama Care California plans may also qualify for MediCal when the family household income is 266% or less. It is important show document proofs to verify your household income threshold which include bank statements, paystub, and others.

Now, with the Obamacare or like medicare simplified, quality healthcare is accessible to all Californians, thus making a healthy community. The Covered California website is your resource hub for Obamacare or Medicare and Fresno insurance simplified. Be an informed California citizen, know your rights and benefits, feel free to visit our website or homepage for related articles now! You deserve quality healthcare, so take advantage of Obamacare or Covered California now!